Plastic Surgery Insurance Coverage
Most plastic surgeries are considered to be elective procedures and are usually not covered by health insurance. However, in some cases health insurance may cover all or part of your plastic surgery procedure if the surgery is deemed to be necessary from a medical standpoint rather than strictly cosmetic.
For instance, Nose Surgery may be covered if the procedure is intended to correct breathing difficulties. Another example is Breast Reduction for women who suffer from back and neck pain due to overly large breasts. A variety of reconstructive plastic surgery procedures — such as Breast Reconstruction, Skin Grafts and Scar Revision — are sometimes covered as well.
Review your plan materials and check with your health insurance provider to determine which procedures may be covered under your plan.
Many cosmetic surgeons offer discounts for combination procedures, or more than one procedure performed at the same time. If you are considering multiple procedures, such as those included in a cosmetic surgery makeover, this approach can be advantageous not only for cost reasons but also to confine your recovery period to a single event.
Average Surgeon/Physician Fees
The fees charged by plastic surgeons can vary considerably according to the region of the country, the surgeon's level of experience and other factors. See the 2020 Surgeon & Physician Fees for the average fees of different procedures.